Push Beyond Your Money Comfort Zone

Young lovers in a sports car

Whether we know it or not, we all have a comfort zone when it comes to personal finances. We’re used to a certain amount of income and a certain balance in our savings account or 401k. If you have a sudden positive change in your money, it can be a shock because it pushes you outside of your money comfort zone.

If you’re not mentally prepared to handle it, you run the risk of self-sabotaging to return yourself to your comfort zone.  This happens frequently to the recipients of sudden money such as lottery winners, professional athletes, and those who receive large inheritances.  Psychologists have shown that people adjust better to increases in income and wealth when they come incrementally instead of all at once.

The great thing is that we can purposely and proactively push our money comfort zones.  There are several easy ways to do this:

  • Have a Vision Board with pictures of the material things you want but cannot yet afford.  By looking at pictures of the things you want in your life on a regular basis, they become familiar sights.
  • Put yourself in close proximity to people who are at the level of financial health and wealth you aspire to.
  • Put yourself in close proximity to the materials things you aspire to own.  Go on a tour of million dollar homes or rent a luxury or sports car for a week.

By purposely putting ourselves outside of comfort zones, we’re mentally preparing ourselves to thrive when we reach a higher income or net worth.

Spread the Word!
Christine Luken

Click Here to Leave a Comment Below 13 comments
Tamara - June 30, 2016

It’s so true that if you have more than you had or expected, it’s another way of getting out of your comfort zone. I started working full time last year and I was so ill-prepared for actually having money. It almost made me anxious and sad at first. I’m learning now about saving/donating, etc.

Wendy @ ABCs and Garden Peas - June 30, 2016

I really love the idea of a vision board. I am hoping to create my own sometime soon!

Lory - June 30, 2016

Thanks for the tips for handling finances. I love the idea of having a vision board.

Ashley @irishred02 - June 30, 2016

I keep seeing people talk about vision boards. I need to make one!

Kerri - June 30, 2016

I like the idea of a vision board to keep you on focus for your financial goals. I try my best to save and donate too and lots of emotions do come to mind when I think of money.

Kristin - June 30, 2016

Love the idea of creating a vision board to put your goals at the forefront of your focus! Great tips for sure!

Nicole Escat - July 1, 2016

It’s really important to learn to plan and save. At my age I know it’s normal to spend a lot of money but when I get married, I’ve learned to save before spend money.

Jennifer - July 1, 2016

I’ve started making vision boards and I’m obsessed! It’s true that when you have your goals in front of you each day, you’re more likely to accomplish them!

    Christine Luken - July 1, 2016

    Same here! I ran out of space on my first one, so I now have two of them! 🙂

Megan - July 1, 2016

Such interesting thoughts, I never really thought about this before. Thanks for helping me out of my comfort zone.

Emily - July 1, 2016

This is such good advice, I love the idea of a vision board for finances. It keeps goals in mind and when things change I can look and see what the goals are.

Melisa - July 3, 2016

These are great tips. I’ve seen people come into money and waste it all very quickly. I can see how it happens. When you are used to counting every penny and suddenly you have extra pennies, it is hard not to spend them on the things you have been wanting.

Laura Funk - July 4, 2016

We have been in this place before and it was extremely difficult to adjust and make healthy financial decisions. So glad we had good people in our corner


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