Your Credit Score Questions Answered, Part One (Podcast)

 Your Credit Score Questions Answered Part One

We’ve all heard that it’s  important to “build your credit score” and “protect your credit score.”  But if you’re NOT going to borrow money, does it really matter?  During this podcast episode I answer this question and others….  What does my credit score mean and how is it calculated?  Is my credit score an indication of my financial health?  Why do employers and insurance companies check my credit?


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Christine Luken

Click Here to Leave a Comment Below 25 comments
Robin (Masshole Mommy) - March 24, 2015

I don’t pay much attention to my credit score. I know I am doing everything right, so it’s not even on my radar to be honest 🙂

Saidah - March 24, 2015

I don’t pay much attention to credit score because I don’t borrow money. I thought is was really important at one time until I started researching other options beside borrowing such as saving and paying cash for the things I want.

AJ @ NutriFitMama - March 24, 2015

That’s for sharing- I don’t pay a lot of attention to my credit score because like Robin mentioned above I’m doing everything right for now 🙂

Lindsey Silvestrini - March 24, 2015

I know my credit score but never really knew how they were calculated. This is really interesting information. The more you know!

Brittany @ Clumps of Mascara - March 24, 2015

The only reason that I think that a credit score is important is because it shows how business’s are viewing your credit. Not that it matters if you don’t get loans. It’s still good to check because you never know if that one time 10 years ago you were late on a payment it is negatively affecting your credit.

Rachee - March 24, 2015

I wasn’t always careful and my credit score took a real dive! Thanks for this info; it helps when I feel myself starting to stray.

Terry - March 24, 2015

I don’t know what our credit score is. My Hubs takes care of all the finances. I just sit back and relax. I do know that when we go to buy something and they check our credit, there is never a problem.

Debbie Denny - March 24, 2015

It is good to check it out now and then. I don’t borrow anymore but I think would be handy for new borrowers.

lisa - March 24, 2015

I check my credit score and my credit report once a year. I do it in January so I remember every year.

becca - March 24, 2015

This Is awesome. I always have questions about my credit score.

Lorane - March 24, 2015

We don’t really use this system in Jamaica but thanks for the information. I was always confused about building a Credit Score.. is it that they want you to purchase more things using a Credit Card?

Liz Mays - March 24, 2015

My son recently asked me a similar question. I guess more people could use information on this subject!

Trisha - March 24, 2015

I’ll have to give a listen to your podcast! I honestly have no idea how credit scores are calculated.

Mama to 5 BLessings - March 24, 2015

What a great podcast. Very resourceful information – thank you for sharing.

Carol Bryant - March 24, 2015

I pay attention to my credit score ever since a victim of identity theft ages ago. TY for the post.

Ann BAcciaglia - March 24, 2015

I have been learning more about credit scores and I am going to run a report and find out what my score it, I think it is very important to know this information.

Lois Alter Mark - March 25, 2015

Great information. People should really know what their credit score is.

Ashley @irishred02 - March 25, 2015

I have never worried about my credit score. I don’t really use credit cards and I pay my bills on time. I guess I’m not grown up enough to think about it 🙂

Wendy - March 25, 2015

Our credit scores took a hit when the family business crashed, but we’ve been slowly and surely building it back up!

Kelly Hutchinson - March 25, 2015

We were out of work and broke for so long we ruined our credit. We are working to rebuild it and up our credit scores now.

Censie - March 26, 2015

I am very proud of our credit score and hope to continue to improve!

Mariana - March 26, 2015

I need to listen to this podcast! I know nothing about my credit score!

Amanda Love - March 27, 2015

I’m in the process of buying a new home so I had to make sure mine was ok because I needed to be able to qualify for a new mortgage. So far mine is pretty ok but I like to keep track of it.

Debi - March 27, 2015

I am working on getting my credit back together so I try to read and listen to everything I can.


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